Financial and investment planning does not start with a budget sheet, a policy, or even an advisor?

It starts with knowing how much you need to flow towards your achieving your financial plan. And then knowing how to manage your cash flow, so you can afford this cash flow requirement.

This is why I created a Monthly Cash Flow Plan, in the form of a Google Spreadsheet for you. This spreadsheet uses a 4000 year old secret and strategy, to manage your cash flow in a way to get ahead with your finances.

Use this spreadsheet instead of your budget and watch your savings and investments increase month to month.

I hope this assists you to reach your next goal!

Here is the sheet: https://docs.google.com/spreadsheets/d/1u0dmt-jMzz9Jbc9AdqH2ufF0uKW6J4i3VOOT-X-eJFs/edit?usp=sharing